Geothermal Financing

By Greg on November 30th, 2012. 1 Comment »

Financing has been available for years on energy efficient window, doors, insulation, home appliances, furniture, computers, and much, much more. Why not for geothermal heating and cooling systems? Among so many other benefits, a geothermal system installed in a home also creates positive cash flow for families, making it easier to pay your monthly bills.

Well, one bank finally gets it. For years, Admirals Bank has offered Title I Home Improvement Loans to homeowners installing solar panels and windmills. Now they’ve added geothermal to their fixed rate loan program with flexible loan terms up to 20 years.

And the loan process isn’t difficult. They’ve made it easy to apply with a simple one-page application or an on-line form. Most approvals are granted in about one business day. The money is then sent directly to the homeowner before the project is started.

Here are a few of the surprising benefits of this loan program that you rarely find with other financing options:

  • >  No equity or appraisal required
  • >  100% up front funding (money is disbursed before the work begins)
  • >  No prepayment penalties
  • >  Flexible loan terms up to 20 years
  • >  Fixed rates
  • >  Interest may be deductible (consult your tax advisor)
  • >  Up to $40,000 available with approved credit

Whether you’ve put off installing that geothermal system until you have the money in hand, or you’re looking at geothermal for the first time, look no further! Yoder Geothermal has partnered with Admirals Bank to offer financing to qualified homeowners.

Call Yoder Geothermal at 330-852-4342 or visit them on the web at

Total environmental comfort is only a call or click away!


Geothermal – A Cure for Rising Heating Costs

By Greg on October 16th, 2012. No Comments »

Many of you heard the Associated Press report last week that heating cost are expected to rise this winter as the cold returns to our region. Have you thought about replacing that aging furnace in your home with a more energy-efficient model? Before doing that, take a look at geothermal.

While the best gas furnaces available to day provide your home with around 97% efficiency (that is 97 cents worth of heat for every dollar spent), an average, middle of the road, geothermal system is more than 300% efficient (providing $3.00 worth of heating and cooling year-round for every $1.00 spent on operating costs). Some geothermal furnaces are well over 400% efficient!

What could you do with that extra monthly savings? All of us are feeling the effects of tough economic times, with higher grocery and transportation costs each week. Installing an energy-efficient geothermal system can help you manage those monthly budget numbers.

The Energy Department’s Energy Information Administration (EIA) is reporting that heating oil customers are expected to pay the highest price ever this winter, costing home-owners nearly $200 more than the previous high, set in the 2010-2011 winter. That’s about a 20% increase over last year’s numbers.

They’re also reporting that natural gas customers are likely to see a 15 percent rise in their heating bills, 13 percent for propane customers, but only a 5% increase to customers heating with electricity. If you replace your traditional heating system with a geothermal furnace, you can expect a significant monthly savings compared to those who keep their fossil fuel unit.

A geothermal heating and cooling system turns your dollar of electric into more than three dollars worth of comfort. Is it as good as turning “straw into gold?” No, but it’s also not a fairy tale. It’s science… and it works!


Monitoring Geothermal Energy Use

By Becky on July 3rd, 2012. No Comments »

I’m always on the lookout for interesting internet sites documenting geothermal heating and cooling data.  This week I ran across an online public data site sharing the results of energy choices homeowners have made.  These geothermal choices are monitored in real time.    Below is the link.

This website is sponsored by NYSERDA (New York State Energy Research and Development Authority) “striving to facilitate change through the widespread development and use of innovative technologies to improve the State’s energy, economic, and environmental well-being.”

If you can, take some time to look over the data and see if you agree that geothermal heating and cooling is saving these homeowners money.

Knowledge is power.   The more accurate information we can use in  making wise  personal energy choices, the more our choices will pay off in the long term.

Have a great Fourth of July celebrating our nation’s freedom.

Becky for everyone at Yoder Geothermal

Can a Geothermal System take Enough Heat Out of the Ground to Heat my Home?

By Becky on January 19th, 2012. No Comments »

Yes!  A properly sized closed loop geothermal system can take plenty of heat out of the ground to heat a home or office even  in  an Ohio winter.  The temperature several feet underground stays between 45 and 75 degrees F depending on the part of the country in which you live.  Research has confirmed that even though you are experiencing extreme seasonal air temperatures,  the ground maintains a constant temperature just a few feet below the surface of the earth.  In Ohio that ground temperature remains around 55 degrees. 

Geothermal systems are  designed to make use of the earth’s constant temperature as an exchange medium instead of making use of the outside air temperature. This is why geothermal heat pumps maintain 300% to 600% efficiencies on very cold nights unlike the air-source heating systems that do not exceed 175% to 250% efficiency.

The buried pipe, or “ground loop” portion of a geothermal system, is the biggest technical advancement in heat pump technology to date. The idea to bury pipe in the ground that gathers heat energy began in the 1940s.  But only in recent years, with new heat pump designs and improved piping materials have  companies been able to improve geothermal systems, making them the most efficient heating and cooling modes available.

The warmed liquid from the loop in the ground is brought to the house by a flow center or pump mounted near the furnace on the inside of the house.  The flow center  transfers the warmed fluid  from the piping underground to  the heat exchanger in the geothermal furnace’s refrigeration system to warm the air.    From there the system disperses the heat throughout the home like a conventional system.  

One of the most  immediate benefits you will feel in a geothermally heated home  is  the  comfortable, round the clock, even heat as compared to  a blast of hot air and a cooling off period like you get with a traditional gas forced air furnace.

Hopefully this explanation has clarified a few basic things about a geothermal system.  As a geothermal homeowner myself for over 18 years I’m a true believer in the benefits of geothermal energy.

Geothermal Heating Systems Getting a Bad Rap??

By Becky on January 10th, 2012. No Comments »

I’m sure you’ve heard it…. “my geothermal system doesn’t save me as much money as I thought”, or, “I’m always having trouble with it”. Can these statements be true?? Let’s find out.

In 20 years of installing geothermal loop fields we have heard these complaints and interestingly, have rarely found the geothermal system itself to be at fault. Geothermal Heating is a complex system with several components. Expecting an HVAC contractor that has only installed gas furnaces and boilers to have expertise in geothermal heating and cooling is asking for trouble.

HVAC contractors must consider the exact heating and cooling load of your home, the type of loop system that will be installed, the design layout of that loop system, and the interior air flow requirements to get the heating and cooling where it’s needed. Choosing an HVAC installer with experience in the geothermal field and consistently happy customers is extremely important.

Be wary if a contractor says he can do the same job for much less. Cutting corners causes decreased energy savings. Variables to check include system and ductwork size for your home, loop length per ton of furnace , and proper installation and insulation of piping and circulating pumps. Attention to detail at the front end of a job will save money on your heating bills long term.

We at Yoder Drilling and Geothermal, Inc value continuing education to stay on the cutting edge of the industry. We are certified vertical loop installers, IGSHPA (International Ground Source Heat Pump Association) ,members, GEO (Geothermal Exchange) members, NGWA (National Groundwater Association) & Ohio Water Well Association members as well as owning a master driller certification with the National Groundwater Association.

Protect your Geothermal system from getting a bad Rap! Choose a reputable HVAC installer. If you live in the Ohio, Western Pennsylvania, West Virginia area contact us to help make your choice.

Revisiting Geothermal

By Becky on January 3rd, 2012. No Comments »

Beginning the new year,  we thought it might be helpful to review some questions we hear from potential customers about Geothermal heating and cooling.  We will try to cover at least 1 question per week in the month of January.  Let’s begin:

Should I really pay extra for a Geothermal Heat Pump System?  Is it worth that much more than an energy efficient gas furnace and air conditioner?
Emphatically yes!  A properly installed and sized geothermal system will heat for 1/4 the cost of propane and 1/2 the cost of natural gas.  It will also cool your home for 1/2 the cost of a new hi-efficiency 15 SEER air conditioner.   And don’t forget that a geo system also can heat your domestic hot water for a fraction of the cost of a gas system.

Dependability is also a plus.  A geothermal system should last about 25 years and the exterior piping is projected to last 50-100 years  and includes 50 year warranty.   These factors add up to very low maintenance costs. 

One caution as noted above a properly sized and installed system is VERY important.  Next week we will discuss  why that is and some examples we’ve dealt with when systems have been undersized by contractors trying to cut corners to make a sale or unfamiliar with geothermal systems. 

 Have a great week.  Stay warm  geothermally !!

Ohio’s new natural gas boom good for the geothermal industry?

By Becky on October 27th, 2011. No Comments »

Welcome to Tim Yoder, Pres of Yoder Geothermal,  today’s guest blogger.

     It would seem, at first glance, that abundant natural gas and geothermal heat pumps work in conflict with each other. I would propose that nothing is further from the truth. With the discovery of the incredible volume of natural gas in the Marcellus and Utica plays in PA, WV, and OH ones first impression is  geothermal heating will be pushed to the sidelines. Instead it has been our experience, here at Yoder Drilling and Geothermal, that this is not the case, in fact we are seeing an increase in sales as a direct result.

As a loop installer for many HVAC contractors in eastern OH, western PA and northern WV, we are in the heart of the  “ boom”.  Many land owners are benefiting with significant bonus lease payments from the natural gas industry and find themselves with a new found ability to upgrade their home.  Upgrading the heating and cooling system is a great option that can dramatically increase the equity of the home. They may even be able to build that new home they have been dreaming of. Ground source geothermal heat pumps are a perfect fit.

Geothermal is the most efficient heating and cooling system available and with a 30% federal tax credit on the entire installation cost –this system benefits the homeowner in multiple ways. By helping homeowners become aware of the tax credits and efficiency of geothermal we are benefitting from the good fortune of the local community.

 On a larger scale, long term availability of a low priced natural gas will likely keep electric rates in check and so will keep geothermal heat pumps the most economical option for homeowners for years to come.

                        Tim Yoder, President
                     Yoder Drilling & Geothermal, Inc
                     (330) 852-4342


Qualifying for the Federal 30% Tax Credit….Let’s Talk Details

By Becky on July 19th, 2011. 1 Comment »

Many homeowners are now choosing green geothermal energy to heat and cool their homes because of currently available tax incentives that lower the initial installation cost.   But what systems truly qualify?

 To qualify for the federal tax credit, Geothermal Heat Pump systems must meet the ENERGY STAR requirements at the level of Tier 2 (see table below).  These requirements must have been in effect at the time of installation.   Requirements for energy efficiency most likely will change again on January 1, 2012

Tier 2 ENERGY STAR GHP Requirements

Closed Loop Open Loop DGX
EER ≥ 14.1 EER≥16.2 EER≥15
COP ≥ 3.6 COP≥3.6 COP≥3.5

Source: ENERGY STAR website:

 A qualified residential Geothermal Heat Pump system must meet the following ENERGY STAR requirements to be eligible for the 30% federal tax credit:

  •  Installed after Jan. 1, 2009 and before D1ec. 31, 2016.
  •  Meet the the Energy Star specification that is in effect at the date of installation.
  •  Installed in a residence (does not apply to rental property)

We at Yoder Geothermal encourage homeowners to be proactive in finding the geothermal system right for your home.  Choosing a knowledgeable HVAC contractor thoroughly informed and familiar with tax credits appropriate  for your new system continues to be of utmost importance. 

 For more information visit

Ohio workgroup completes recommendations:

By Becky on May 31st, 2011. No Comments »

Commitment to protecting Ohio’s groundwater resource is an important value of Yoder Geothermal. 

And to that end, we are proud to have Tim Yoder serving as a member of a workgroup comprised of the Ohio EPA, Ohio Dept of Health and the Ohio Dept of Natural Resources. 

This group just completed a regulatory recommendation draft for the geothermal industry.  After many conference calls and meetings, a technical document and a companion document were pulled together. 

The technical document lays out  geothermal installation best practices while the companion document addresses the need for state regulation of geothermal systems.  Currently there are no guideline for locating, permitting or registering a geothermal system in Ohio.  

Yoders is committed to abiding by geothermal installation best practice guidelines to help make geothermal heating and cooling the most desirable, safe, green option for heating and cooling your home.

Yoder & Burky to pursue new accreditations

By Greg on May 10th, 2011. No Comments »

Tim Yoder and Mike Burky, a long time owner and employee of Yoder Geothermal  are planning to attend IGSHPA Accredited Geothermal Vertical Loop Installer Training sponsored by Laibe Supply later this month.   The training will include additional field and classroom instruction.    

 Yoder Geothermal is committed to providing their employees with educational tools needed to best serve their customers.   Greg Beach, vice president,  shared,  “We want our customers to be assured that we are up to date on the latest technology,  providing a quality geothermal system for homes and businesses.  In so doing we are able to maintain an important level of trust”  

 All  educational fees collected  go directly to benefit the American Ground Water Trust.